Foreclosure
Foreclosure is a legal process where a creditor takes steps to reclaim its collateral. In a residential mortgage foreclosure, the bank or lender proceeds through the legal process to reclaim the home of the borrower. In most instances, the process has begun because the borrower has failed to make one or more mortgage payments.
Wisconsin Foreclosure Mediation Network/Mediate Wisconsin is no longer accepting foreclosure mediation referrals and therefore, all new foreclosure actions as of 2/19/26 are not required to attach to the Summons and Complaint the notice of Availability of Mediation and a Mediation request form. See Foreclosure Mediation Order dated 2/19/26. However, following are other resources that may be available for foreclosure mediation.
